Does Medicare cover online hearing aids? | Clearly Hearing
Steven Davies

Does Medicare cover online hearing aids?

Posted on December 02, 2013 by Steven Davies | 0 Comments

The short answer to whether or not Medicare will cover hearing aids, whether purchased in your local community or online is: "I don't know".  Unfortunately Medicare has many different options depending on where you live in the United States and my research shows hearing health plans vary almost state to state.

The people that seem to have the best chance of any coverage for hearing aids are those who have additional or supplemental insurance policies. Some states will cover audiological assessments and/or hearing aid evaluations, which is rarely needed as many hearing clinics offer hearing testing as a free service with the hope that if you require hearing aids you will purchase them through their office.  

With the price of hearing aids today, it's rare to find even a premium supplemental insurance policy that covers the full price of what hearing clinics are charging for hearing aids.  Often they'll cap the coverage at $200-$600 each hearing aid.  With hearing aids currently selling for $1500-$2000 in retail hearing clinics the coverage barely reduces the pain of the purchase price.  Fortunately, more and more people holding hearing aid insurance coverage are able to claim the hearing aids that they've purchased online, which often completely covers the purchase price.  You have many different private insurers playing by many different sets of rules so you'll need to talk to your plan administrator to get the hard facts on your own policy.

Some plans like Medicaid will have hearing aid coverage but they are simply reducing your income and then paying for your hearing aids. In reality you are paying for your own hearing aids and living with less income.  

In order to weave your way through the many different options available to you, you must be either a magician or a lawyer. I have come up with a brief list of where you can find further information depending on where you live below.

 

State Coverage  Website
Alabama None http://medicaid.alabama.gov/

Alaska

Some http://www.hss.state.ak.us/dhcs/PDF/MedicaidRecipientHandbook.pdf
Arizona None http://www.azahcccs.gov/
Arkansas None https://www.medicaid.state.ar.us/
California Some http://www.medi-cal.ca.gov/
Colorado None http://www.colorado.gov/cs/Satellite/HCPF/HCPF/1197969485536
Connecticut Some http://www.ct.gov/dss/lib/dss/pdfs/medicaidservicesv3kk.pdf
Delaware Some http://dhss.delaware.gov/dhss/dmma/
Dist of Columbia None https://www.dc-medicaid.com/dcwebportal/nonsecure/medicaidAndMe
Florida Some http://www.fdhc.state.fl.us/Medicaid
Georgia None http://dch.georgia.gov/
Hawaii Some http://www.med-quest.us/
Idaho Some http://www.healthandwelfare.idaho.gov/
Illinois Some http://www2.illinois.gov/hfs/MedicalPrograms/Pages/default.aspx
Indiana Some http://www.indianamedicaid.com/
Iowa Some http://www.dhs.state.ia.us/policyanalysis/PolicyManualPages/Manual_Documents/Provman/audio.pdf
Kansas Some https://www.kmap-state-ks.us/Documents/Content/Provider%20Manuals/Professional_04062010_10021.pdf
Kentucky None http://chfs.ky.gov/dms/services.htm#programs
Louisiana None http://new.dhh.louisiana.gov/index.cfm/subhome/1
Maine None http://www.maine.gov/dhhs/oms/
Maryland None http://www.dhr.state.md.us/fia/medicaid.htm
Massachusetts Some http://www.mass.gov/eohhs/docs/masshealth/appforms/member-booklet.pdf
Michigan None http://www.michigan.gov/mdch
Minnesota Some http://www.dhs.state.mn.us
Mississippi None http://www.medicaid.ms.gov/
Missouri Some http://www.dss.mo.gov/fsd/msmed.htm
Montana Some http://www.mtrules.org/gateway/ruleno.asp?RN=37.86.805
Nebraska Some http://dhhs.ne.gov/medicaid/Pages/med_medserv.aspx#Hearing
Nevada Some https://dhcfp.nv.gov/
New Hampshire Some http://www.dhhs.nh.gov/ombp/medicaid/#covered
New Jersey Some http://www.state.nj.us/humanservices/dmahs/clients/medicaid
New York Some http://www.health.ny.gov/health_care/medicaid/
North Carolina None http://www.ncdhhs.gov/dma/medicaid
North Dakota Some http://www.nd.gov/dhs/services/medicalserv/medicaid/covered.html
Ohio Some http://jfs.ohio.gov/ohp/consumers/benefits.stm
Oklahoma None http://www.okhca.org/
Oregon Some http://www.oregon.gov/OHA/healthplan/
Pennsylvania None http://www.dpw.state.pa.us/foradults/healthcaremedicalassistance/index.htm
Rhode Island Some http://www.dhs.ri.gov/
South Carolina None http://aging.sc.gov/seniors/medicare/Pages/default.aspx
South Dakota Some http://legis.state.sd.us/rules/DisplayRule.aspx?Rule=67:16:29
Tennessee None http://www.tn.gov/tenncare/members.html
Texas Some http://www.hhsc.state.tx.us/rad/acute-care/hearing-audio/
Utah None http://health.utah.gov/medicaid
Vermont Some http://dvha.vermont.gov/budget-legislative/draft_medicaid_covered_services_brochure.pdf
Virginia None http://dmasva.dmas.virginia.gov/default.aspx
Washington Some http://hrsa.dshs.wa.gov/
West Virginia None http://www.wvdhhr.org/bcf/family_assistance/medicaid.asp
Wisconsin Some http://www.forwardhealth.wi.gov/kw/pdf/hearing.pdf
Wyoming Some http://wyequalitycare.acs-inc.com/manuals/Manual_CMS_1500.pdf

Posted in Hearing Aid Insurance Coverage, Hearing Aid Statistics, Hearing Industry


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